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Dealing with a Collector or the Original Creditor

[Y]ou get a collections notice in the mail from an agency for an account you had forgot about. The letter sounds formal and even downright intimidating. You wonder if it is possible to pay the original...

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The Truth About Collections

[A]nyone trying to repair their credit knows how bad collection accounts are. They can do a lot of damage to a person’s credit score, and it can take a long time to recover. There has been a lot of...

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Three Things Not to Say to Collections Agencies

If you have an account in collections, you may have to talk to a collections agency at some point. This conversation can be quite scary, especially if you’re dealing with someone who is intimidating....

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